Do you intend to fly internationally for a break or you are an overseas traveler who flies perpetually abroad for work? Nevertheless, whatsoever the reason, you must opt for travel cards that harbor unique perks. With a suitable travel card, you can not only get benefited from good rewards but also can save on flight reservations, lodge stays, and many more best travel offers. You can save a lot on overseas change markup charges since some of the cards provide a decrease in comparison with various avenues. Nonetheless, provided numerous travel credit score cards accessible in the marketplace, it might be an arduous task to locate the perfect suitable one that matches all your needs. Here, in this article, we have adhered to the list of best international travel cards for an affordable, hassle-free overseas trip.
- RBL World Safari
An avid traveler is the greatest candidate for the RBL World Safari credit card. It is one of the inaugural credit cards for India to offer extra travel credits and a 0% currency charge on all international payments. The card offers a number of flying advantages and enables travelers to accrue extra points. To learn more about this credit card, continue reading:
Key Factors:
- Per every 100 rupees invested on airfare, you receive 5 travel rewards.
- For every Rs. 100 paid across all other payments, you’ll receive 2 Travel Rewards.
- 2 free lounge trips per month at India’s main domestic airports
- A VIP subscription entitles you free trips to global terminals.
- HDFC Bank Signature Credit Card
Also, The HDFC Bank Signature Credit Card reimburses your travel costs with travel rewards. It is among the top credit cards for use abroad. Travel rewards can be accumulated through every purchase and subsequently redeemed for upcoming reservations for instance for international flights to India from USA. The following is a list of additional information regarding this global credit card in India:
Key Factors:
- 8,000 travel rewards just at the moment of enrolling and a free travel Silver Subscription.
- Gratis Reward Card subscription with five trips to global terminals annually.
- Underneath the Visa Terminal Support Programme, 16 domestic terminal access are complimentary annually (4 per quarter).
- 6 Travel rewards for every Rs. 150 spent.
- SBI Elite Credit Card
Also, The SBI Elite Credit Card is an excellent credit card that provides coverage for shopping, restaurants, entertainment, overseas expenditures, and many more best travel offers. Among the top global credit cards available in India is this particular one. List below several of the main characteristics and advantages of this credit card.
Key Factors:
- Minimal 1.99% international exchange processing charge.
- In India, each month includes two gratis trips to national airport terminals.
- Free Reward Card Scheme subscription, valued at $99.
- 6 unrestricted access to international airport terminals annually (Max. 2 per quarter).
- IDFC First Wealth Credit Card
The life-span IDFC First Wealth Credit Card comes with incentives, traveling, and leisure perks in addition to reduced foreign exchange trading costs. If you intend to take advantage of trip bonuses all around the world, for instance with a USA to India flight, this credit card is a good choice. The following are a few of the main advantages offered by this credit card:
Key Factors:
- Minimal 1.5% exchange trading charge.
- Complete security coverage and coverage for aviation accidents.
- 4 cordial trips every month to spas and both local and international airport terminals.
- Worldwide withdrawals of equity funds.
- Savings on accelerated border officials at airports in more than 450 different countries across the world.
- HDFC Diners Club Privilege Credit Card
Also, An elite credit card, the HDFC Diners Club Privilege Credit Card provides many advantages in the tourism and lifestyle areas. Organizations like Amazon Prime, Times Prime, Dineout, and more provide free subscriptions with the card. The following information relates to this credit or debit card:
Key Factors:
- 2% is a minimal international currency processing price.
- 12 free entries annually to more than 1,000 airport terminals worldwide
- Two free rounds of golf at some of the world’s best-golfing venues
- Dineout Pass, Amazon Prime, MMT BLACK, & Times Prime yearly subscriptions are free provided you invest Rs. 75,000 during the initial 90 days.
According to the established line of credit and rules & limitations, every credit cards are valid for use abroad. Nevertheless, it is important to remember that almost all cards have different expenses and fees for using them abroad. As a result, it’s crucial to possess a credit card that provides minimal international exchange processing fees, and limited cash withdrawal fees at overseas ATMs, in addition to additional perks like accessibility to airport terminals abroad, cheaper airfare, and enhanced benefits for purchases made outside of India. Obtaining a credit card that allows advantages for foreign travel is essential for you especially if you often vacation overseas. With the appropriate credit card, customers not only can obtain the best travel offers and gain from discounts on overseas purchases but also get unfettered access to airports, reduced rates on reservations, and special offers.
FAQ’s
Q. How much overseas currency you may bring into India?
A. If somehow the aggregate quantity of the international exchange in the shape of paper currency, bank notes, or tourists’ checks carried in is more than the USD 10,000 or even its equivalent and/or the worth of the overseas monetary system on its own outstrips USD 5,000 and it’s similar, the international cash should indeed be proclaimed to the immigration department at the aerodrome in the Currency Declaration Form (CDF) upon arrival into India.
Q. Can the whole rupee worth of exchange rates acquired for international travel be paid in cash?
A. An authenticated user will sell you foreign currency if you provide them in rupees and less than Rs. 50,000 in cash. Nevertheless, the whole transaction must be paid with a signed check, banker’s check, pay order, promissory note, debit card, credit card, or prepaid card if indeed the trade of international trade involves a value analogous to or over Rs 50,000.